Moving to Spain with a Non-Lucrative Temporary Residence Permit

What is Non-Lucrative Temporary Residence?
The Non-Lucrative Temporary Residence is a residence permit in Spain that allows individuals to live in the country without engaging in labor or professional activities. It is an ideal option for individuals who wish to reside in Spain for personal, family, or lifestyle reasons, but without working within Spanish territory.
This permit must be applied for from the country of origin, at the Spanish consulate nearest to the applicant's residence. The initial authorization is usually granted for one year, and can subsequently be renewed for two years.
Requirements for Non-Lucrative Temporary Residence in Spain
To obtain this permit, the applicant must meet a series of requirements, including:
1. Financial means: 400% of the IPREM
The applicant must demonstrate that they have sufficient financial means to reside in Spain.
→Required amount:
400% of the monthly IPREM (Public Indicator of Multiple Effects Income), per year.
The IPREM for 2026 is updated annually in the General State Budgets, so it is important to verify the current value at the time of application.
- How is it calculated?
The calculation is performed by multiplying the monthly IPREM by 4, and then by the months or years for which residence is requested.
Practical Example
If the monthly IPREM is €600, the calculation would be:€600 x 4 = €2,400 per month
€2,400 x 12 = €28,800 per year
Additionally, it is possible to demonstrate the financial requirement through recurring income or assets, such as:
pensions,
rental income,
dividends,
bank accounts,
investments,
real estate assets.
2. Private health insurance without co-payments
It is mandatory to have private health insurance that meets these requirements:
- Full coverage in Spain
- No co-payments
- Equivalent to Social Security healthcare
3. Medical certificate of good health
A medical certificate must be submitted certifying that the applicant does not suffer from any disease that could pose a risk to public health in Spain.
4. Application form EX-01
The application is made using the official form EX-01.
- Official form EX-01:
Form EX-01 (Application for temporary residence authorization)
5. Full passport
A valid passport must be presented, with all pages visible, including blank pages.
6. Criminal record certificate
The applicant must provide a criminal record certificate issued by the authorities of the country of origin or the countries where they have resided during the last few years.
7. Documents proving financial means
In addition to the IPREM calculation, it is necessary to provide documentation demonstrating financial means, such as:
Bank statements, investments, recurring income, properties or capital assets, etc.
⚠️ Important: Apostille and translation of documents
All foreign public documents must meet these conditions:
Be apostilled (Hague Apostille)
If they are not in Spanish, they must be officially translated (sworn translation)
Frequently Asked Questions (FAQ)
Can I work with a non-lucrative residence permit?
No. This residence does not allow working in Spain. If you wish to work, you must apply for a specific authorization.
How long does the process take?
It depends on the consulate, but it typically takes between 1 and 3 months.
Can it be renewed?
Yes, it can be renewed if the requirements continue to be met, especially those regarding financial means and health insurance.
Do you need legal assistance with your residence in Spain?
If you have doubts or need advice for your Non-Lucrative Temporary Residence, you can call us or write to us at abogadoscf.com.
Our team of specialized immigration lawyers will accompany you throughout the process and resolve any queries.